Even if you get a scholarship, save up money or have generous benefactors, chances are you’re going to be in quite a bit of debt when you finish school. Of course, none of us chose PT for the money, but paying off PT school loans as quickly as possible is a respectable and wise life choice to secure your financial future. You can take several paths to high income. One is working your tail off at multiple moderately paying jobs. If you’re dead set on working in outpatient ortho, this may be the solution for you. Another is working in the more high-paying settings, though they may not be as glamorous. Yet another is opting to travel. And still another is to simply live extremely lean.