Yu of the biggest differences between the wealthy and amking less wealthy is that wealthy people earn interest and everyone else pays. It is important to realize that money is a tool that can help you to achieve your goals. For you to reach true financial independenceyou need to have your money begin to work for you—not you for it. Here are three things you can do to start making your money work for you. These making the money work for you steps can also help you break free of the bad financial habits passed down through your family. When you are budgeting, you are making your money do what you want it to. By assigning each dollar to a category, you are controlling where your money goes and what it does. This will help you to begin to reach your financial goals. Your budget gives you control over your thw and allows you to make financial decisions at the beginning of each month. When you master budgetingyou will be able to reach your financial goals more quickly and avoid debt. If you ...